Will I lose property?

Mortgage lenders are usually more than happy to keep accepting your current monthly payments both before and after a Chapter 7 Bankruptcy. This is called reaffirming your debt. In the case that you are behind on your mortgage, some debtors choose to file a Chapter 13 in order to consolidate their arrearage. You can choose to reaffirm any of your debts. For example, many debtors wish to keep their vehicle(s), although they still owe on it. You choose which debt you want to discharge. Download and print our free

bankruptcy

  information packet

Testimonials

Written Testimonials

"Mr. Noyes has helped me to clear my debts in a case which was much more complex than an ordinary bankruptcy. He always found the right way to do things and made the right decisions. He did everything he could do to help me. Ed never gave up and stuck with me until it was done." -A.K.
"Ed understood my frustration over debt issues and compassionately helped me to resolve my situation, with ease!" -E.K.
"Noyes Law Office helped me to start over, free of past debts, and made the entire process smooth and easy. They made sure I was informed of every detail so that each step was as comfortable as possible. Thank-you!" -J.G.
"Thank-you for your empathy and lack of judgment. I now understand how the bankruptcy laws are intended to help people like me start over with a new life." -D.L.
"I was so overwhelmed with my debt that my family and I were suffering. Without Ed's help I wouldn't know where I would be. Now I have a new start and both my family's life and my life has improved dramatically." -M.H.
"Noyes Law Office took such great care of me during my bankruptcy process. They walked me through a difficult time with dignity, respect, and confidentiality. I don’t think I could have gone through this process as professionally with any other law firm. Mr. Noyes and Joyce were wonderful." -A.W
Everyone at Noyes Law Office was very friendly and helpful. They’ve made a smooth process of a stressful situation and I am very thankful. -N.K.
We have been very satisfied with the services at Noyes Law Office. They provided us with friendly and prompt service. -C.B. D.B.
I can not find the words to give enough positive comments to Mr. Noyes and his staff. We came to them looking for a fresh start and that is what they were able to help us get. They were compassionate and treated us with respect without passing judgment on our situation. They explained everything so we could understand it and their communication with us was outstanding. Thank you for helping us to get our life back on track. -L.S.
We were confued and unsure of the right path to take clearing up our financial debts. We called and were greeted with kindness and compassion. When we did meet with Mr. Noyes all of our questions were answered and we were treated with respect and dignity. We were given the right direction to also learn to properly handle future finances, with debt counseling. We are very grateful for the help with this, and see a rainbow in our future. -D.B V.B
I thought filing bankruptcy would be overwhelming. I was overwhelmed… with kindness and understanding. Thank you for making this painless. -S.U.
Noyes Law Office treated us with the up most respect. We would recommend them to anyone. Thank you for all you have done for us. -K.M.F.