Author Archives: Jay Butchko
Inheritance and Bankruptcy: What Happens When You Receive an Inheritance During Your Bankruptcy Case?
Bankruptcy is meant to help you to discharge or re-arrange overwhelming debts fairly. To ensure fairness, Iowa courts balance helping debtors eliminate or re-arrange debts and gathering some money for creditors to share. For this reason, when you file for bankruptcy, all your non-exempt assets or property become part of the bankruptcy estate. Since… Read More »
Can I File for Bankruptcy in Iowa Without an Attorney?
Since people consider filing for bankruptcy because of financial hardship, it is only natural that you wonder whether you must hire a bankruptcy attorney. You have the right to file for bankruptcy without an attorney because, in the United States of America, bankruptcy filers are allowed to do so “pro se.” The phrase “pro… Read More »
3 Reasons Why You Should Hire an Iowa Immigration Attorney
In Iowa, 6% of the total residents are immigrants. Out of the total number of immigrants, some have hired immigration attorneys. It is undoubtedly possible that many might have worked on their petitions without involving attorneys. Nevertheless, working with an immigration attorney offers many benefits. Immigration attorneys help their clients handle immigration matters, including… Read More »
Dismissal Without Prejudice (What Is It in Bankruptcy?)
The primary purpose for filing for bankruptcy is to discharge debts. However, failure to comply with bankruptcy regulations or meet all requirements can lead to a dismissal. If you are fortunate, the court will dismiss your case without prejudice. Fortunately, when the court dismisses your bankruptcy case without prejudice, you can refile at any… Read More »
The Best Way of Dealing With Insurance Adjusters After an Iowa Accident
A large number of people end up having to deal with insurance claims adjusters at one point in their lives. Suppose you are yet to deal with an insurance adjuster. In that case, it will help if you kept in mind that dealing with an insurance company the day you purchase your insurance policy… Read More »
What To Do After a Parking Lot Auto Accident
The National Safety Council reports that 66% of drivers feel it is okay to drive through parking lots while making phone calls. On the other hand, 56% of drivers are comfortable texting while going through parking lots, and 52% see nothing wrong with using social media while driving through parking lots. Even though drivers… Read More »
How the CDC’s Eviction Moratorium Can Help If You Are Struggling to Pay Rent Due to COVID-19
As the COVID-19 pandemic–and its associated economic impact–continues to ravage Iowa, many people continue to find themselves falling behind in their rent. To help alleviate this problem, the U.S. Centers for Disease Control and Prevention (CDC) issued an order in September placing a temporary halt on residential property evictions through the end of 2020…. Read More »
When is it Legal for Creditors to Garnish my Wages in Iowa?
When creditors decide to opt for wage garnishment to recover their money, your life will be negatively affected. For instance, wage garnishment can lead to an increase in debt when you have to borrow money to pay for your utility bills because the amount you receive from your paycheck after garnishment is inadequate. Sometimes… Read More »
What Is a Bankruptcy Discharge?
We often talk about obtaining a “discharge” in bankruptcy. But you may not understand the exact meaning of that word. Does a discharge mean that all of your debts are erased? Or can you still be required to pay back some of your creditors even after the bankruptcy ends? Releasing You From Personal Liability… Read More »
Where Do I File a Personal Injury Lawsuit in Iowa?
If you sustain injuries in a car accident caused by one or more third parties, you have the right to file a personal injury lawsuit to recover damages. But where do you actually file such a lawsuit? And does it even matter? To answer the latter question first, it definitely matters. No court may… Read More »
