Author Archives: Jay Butchko
Some Important Information About Rear-End Collisions
Different types of car accidents happen on Iowa roads every day. However, some accidents occur more often than others. According to a report compiled by the National Highway Traffic Safety Administration, rear-end collisions happen more often than any other type of collision. The NHTSA believes that rear-end collisions account for approximately 29 percent of… Read More »
Was Drowsy Driving The Cause Of Your Accident?
Drowsy driving is dangerous, and it kills. According to the National Highway Traffic Safety Administration, out of the 36,096 people that died in car crashes in 2019, 697 were killed in accidents involving a drowsy driver. Whether tiredness is caused by lack of sleep because of a long and monotonous drive, a newly born… Read More »
“Best Effort” Requirement In Chapter 13 Bankruptcy
When debts become overwhelming, individuals have the option of filing for bankruptcy. Two of the commonly filed bankruptcies in Iowa and the U.S., in general, are Chapter 7 and Chapter 13 bankruptcies. Generally, every debtor seeking financial relief would want to file for Chapter 7 bankruptcy. However, not everyone can qualify for Chapter 7… Read More »
How Does Bankruptcy Affect Co-Signers?
Usually, individuals without a strong credit score need co-signers when applying for loans. A co-signer is a person who is contractually responsible for paying off a loan when a primary borrower fails to pay back the particular loan. If you had someone cosign a loan for you, you must understand how some things can… Read More »
3 Mistakes You Need To Avoid After Sustaining A Personal Injury To Ensure You Have A Successful Personal injury Case
A car accident, slip and fall accident, or any other type of accident can affect your life in many ways. When you suffer a severe injury such as a severe back injury, for instance, in an accident, you might have to stop going to work for some time. If you stay away from work,… Read More »
How To Communicate Injuries To A Medical Professional After An Accident
After being in an accident, you must seek prompt medical treatment to protect your health and well-being. Whether or not you think you are badly hurt, you need to see a medical professional after being in an accident. Putting off seeing a doctor can worsen your injuries. If you plan to file a personal… Read More »
Here’s Why You Need To Be Honest With Your Iowa Bankruptcy Attorney
If you are in Iowa and are struggling with overwhelming debt, keep in mind that filing for bankruptcy can offer you financial relief. Chapter 7 bankruptcy can offer you the opportunity to eliminate qualifying debts, while Chapter 13 bankruptcy can offer you the chance to have qualifying debts re-arranged. Once you decide to file… Read More »
Factors That Can Affect Your Iowa Personal Injury Settlement Timeline
If you have a personal injury case, you probably want it to be settled as soon as possible. We understand that injuries sustained in accidents can be life-changing and you need that check as soon as possible so you can pay for your medical bills or reimburse yourself for the money you’ve already spent… Read More »
Declaring Bankruptcy On Medical Bills: Is It Possible?
As soon as the COVID-19 pandemic hit America, many Americans lost their jobs, and, unfortunately, the loss of jobs came with the loss of health insurance coverage. Because of the loss of health insurance coverage, medical debt began piling up. According to a USA Today article, by September 2020, medical debt had risen slightly… Read More »
Severe Injuries That Often Result From Motorcycle Accidents
According to the NHTSA, thousands of motorcyclists die yearly in fatal traffic crashes. Such statistics indicate that a motorcyclist is bound to walk away with an injury when their motorcycle accident doesn’t lead to death. Unfortunately, most injuries sustained in motorcycle accidents are severe. Motorcycles don’t offer the same protection that other vehicles offer,… Read More »
