Recent Blog Posts
When Can I Discharge a Student Loan in Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is designed to give Iowa debtors a “fresh start” by discharging their legal obligation to repay most of their unsecured debts. Unfortunately, one of the biggest sources of personal debt–student loans–enjoys special protections under federal bankruptcy law. As a general rule, a debtor cannot discharge a student loan unless they can… Read More »
How to Determine Liability in a Bicycle Accident
Bicycle accident injuries are often much more severe than injuries sustained in a regular car accident and may include burns, broken limbs, head injuries, and life-long disabilities. If you were injured in a bicycle accident in Southeast Iowa, you know better than most, the implications a single accident can have on your life. From… Read More »
Do You Still Have a Case if You Choose to Forego a Motorcycle Helmet?
Iowa is one of three states that does not have a motorcycle helmet law in place, and while many bikers celebrate this fact, it is a fact that can cause more harm than good. Helmets, like laws, are in place to protect people, and it is universally accepted that they are successful in their… Read More »
How to Determine What Your Iowa Car Accident Claim is Worth
If you were injured in a car accident in Southeast Iowa, you may be wondering if you can file a car accident claim for damages, and if so, how much your claim might be worth. Calculating a personal injury settlement is often a complex process, one that requires the insurance adjusters and possibly a… Read More »
What to do When You Cannot Make Payments on Your Chapter 13 Repayment Plan
Chapter 13 bankruptcy is a debt relief method that allows a debtor to repay all or a portion of his or debt over a period of three to five years. Typically, a person chooses to file a Chapter 13 instead of Chapter 7 because he or she has enough disposable income to make monthly… Read More »
FAQs about Cycling Accident Personal Injury Claims
Cycling is a fabulous form of transportation. It gets you where you need to go, works out your muscles in the process, and is gentle on the environment. However, biking can be dangerous, especially when sharing the road with quick moving vehicles. If you were injured in a cycling accident that was caused by… Read More »
Who Can be Held Liable for a Motorcycle Accident?
When an individual is injured in a motorcycle accident that was caused by someone else’s negligence they can generally hold the responsible party liable by filing a personal injury lawsuit against him/her. The liable party can theoretically be anyone, or even multiple people, but to give an idea of the types of defendants who… Read More »
What to Do After an Iowa Car Accident
Getting into a car accident can be incredibly stressful, even if the accident was relatively minor. This stress often causes those involved in the accident to speak without thinking and to act irrationally in the heat of the moment. Fortunately, individuals who have taken the time to think through what they would ideally do… Read More »
Iowa Workers’ Compensation FAQs
Did you know that here in Iowa most employers are required to carry workers’ compensation insurance so that employees who experience a qualifying work-related injury or illness are able to collect workers’ compensation benefits? Because the ins and outs of Iowa’s workers’ compensation system can be a bit confusing a brief overview of this… Read More »
The Fair Debt Collection Practices Act (FDCPA): An Overview
In order to deter collection agencies from engaging in abusive collection practices in the United States the Federal Government has instituted several laws. Arguably the most notable of these laws is The Fair Debt Collection Practices Act (FDCPA) of 1978 which was established in order to help protect those who are delinquent on their… Read More »
