Recent Blog Posts
What Happens When a Creditor Ignores a Chapter 7 Bankruptcy Discharge Order?
Chapter 7 bankruptcy is designed to allow Iowa residents and businesses to discharge their outstanding debts. A discharge means the debtor is legally released from any further obligation to pay the debt. Just as important, the discharge also prevents a creditor from taking any further legal action to collect the debt. If the creditor… Read More »
What Happens When an Iowa Jury Returns an Incomplete Verdict?
In an Iowa personal injury lawsuit, the plaintiff is entitled to a trial by jury. This means the jury is charged with deciding who is legally responsible for the underlying accident. If there are multiple defendants–or if the defense maintains the plaintiff’s actions contributed to the accident–it is also up to the jury to… Read More »
Can Iowa Workers Sue a Workers’ Compensation Claims Administrator for Acting in “Bad Faith”?
Iowa courts have long permitted “bad faith” lawsuits against insurance companies with respect to first-party claims. That is to say, if your insurance company arbitrarily denies a valid claim that you file, you can sue the insurer for damages. In this sense, a bad-faith claim is a type of tort or personal injury case…. Read More »
Will Filing for Bankruptcy Give Me More Time to Get My Home Out of Foreclosure
Filing for Chapter 13 bankruptcy can help you in keeping secured assets such as your home or other real property with an outstanding mortgage. Keep in mind, even a successful Chapter 13 bankruptcy will not eliminate your mortgage debt. But filing for bankruptcy does impose an “automatic stay” that gives you a certain amount… Read More »
Does Iowa Workers’ Compensation Cover Out-of-State Injuries?
You probably know that if you work for an employer in the State of Iowa and are injured on the job, you are entitled to receive workers’ compensation benefits. But what if the actual work-related injury occurs outside of the state? Can the employer get out of paying you based solely on where you… Read More »
What Happens When You Negotiate an Auto Accident Settlement with a Negligent Driver’s Insurance Company?
If you are injured in an auto accident caused by someone else’s negligence–say, a driver runs a red light and hits your car–Iowa law allows you to seek compensation for your damages. In many cases, this means dealing with the negligent driver’s insurance company. These insurers are often quick to offer a settlement, which… Read More »
Do I Need “Medical Evidence” Before Requesting Alternate Care Under Workers’ Compensation?
Unlike many other states, In Iowa the workers’ compensation system allows the employer–not the injured employee–to choose the medical care you receive. If you object to the employer’s choices, or you simply believe your injury requires additional care beyond what the employer says it will provide, you can file a petition for “alternate care”… Read More »
The Consequences of Lying in a Chapter 7 Bankruptcy Case
Many Iowa residents are forced to file for Chapter 7 bankruptcy because they are faced with a large civil judgment they simply cannot pay. While a bankruptcy court can discharge such a debt, it is imperative that the debtor not try to mislead the judge, the bankruptcy trustee, or their own creditors. Bankruptcy requires… Read More »
Iowa Court of Appeals Upholds $127 Million Personal Injury Verdict
Most personal injury claims are the result of reckless or negligent behavior. But sometimes, personal injury cases are the result of criminal activity. While the criminal justice system focuses on punishing the offender and protecting the public at-large, a civil lawsuit provides victims with the ability to seek compensation directly from their attackers. Defendant… Read More »
Can I Discharge a Co-Signed Student Loan Debt in Bankruptcy?
Some debts cannot be discharged in Chapter 7 bankruptcy. One of the better-known categories of non-dischargeable debt is student loans. But in fact, it is not impossible to discharge student loan debt. An Iowa bankruptcy court may grant a discharge if forcing the debtor to continue paying the loan would impose an “undue hardship.”… Read More »
