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Category Archives: Bankruptcy

Bankr32

Top Reasons You Should Not Wait Too Long To File Bankruptcy

By Noyes Law Office, P.C. |

Usually, people associate bankruptcy filing with personal and financial failure. Because of this, many debtors try to avoid filing for bankruptcy as much as possible. Debtors often try other options and choose to ignore the possibility that bankruptcy could be their best option. For instance, some debtors cash out their retirement accounts or withdraw… Read More »

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Bankruptcy Filing: Let Go Of These Negative Thoughts

By Noyes Law Office, P.C. |

Unfortunately, many people struggling with overwhelming debt do not realize that there are options that can allow them to get rid of debt or restructure it. If you are struggling with overwhelming debt and feel like there is nothing you can do to change your situation, you should know that you have options. Chapter… Read More »

Anguish

Foreclosure Can Cause Health Problems: Bankruptcy Can Help

By Noyes Law Office, P.C. |

If you fail to make your mortgage payments, you risk losing your home in a process known as “foreclosure.” In Iowa, the foreclosure process usually begins after a mortgage loan is more than 120 days overdue. But in some circumstances, foreclosure can begin sooner. The foreclosure process usually begins when a lender files a… Read More »

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4 Warning Signs It Might Be Time For You To Consider Filing For Bankruptcy

By Noyes Law Office, P.C. |

Often, filing for bankruptcy is the last thing people struggling with finances want to do. People avoid bankruptcy for various reasons. For instance, some people avoid bankruptcy because they associate it with failure, and others avoid it because they believe it will damage their credit forever. Indeed, bankruptcy has its downsides. For example, bankruptcy… Read More »

DebtSettle

3 Alternatives To Bankruptcy Debtors Should Know About

By Noyes Law Office, P.C. |

Many people struggle with debt without knowing there are ways of dealing with debt. On the other hand, some think that filing for bankruptcy is their only option. While bankruptcy has helped many people regain their financial freedom, there are other strategies that people can employ to get back on their feet. Whether you… Read More »

InterviewBad

Can Bankruptcy Affect Your Current Job Or Chances Of Getting A Job?

By Noyes Law Office, P.C. |

Filing for bankruptcy offers you the chance to start over financially. However, as much as every year bankruptcy offers thousands of debtors a chance to start over financially, this opportunity comes with some consequences. If you are considering either a Chapter 7 or Chapter 13 bankruptcy, you might be worried about how your decision… Read More »

BankAtty

“Best Effort” Requirement In Chapter 13 Bankruptcy

By Noyes Law Office, P.C. |

When debts become overwhelming, individuals have the option of filing for bankruptcy. Two of the commonly filed bankruptcies in Iowa and the U.S., in general, are Chapter 7 and Chapter 13 bankruptcies. Generally, every debtor seeking financial relief would want to file for Chapter 7 bankruptcy. However, not everyone can qualify for Chapter 7… Read More »

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How Does Bankruptcy Affect Co-Signers?

By Noyes Law Office, P.C. |

Usually, individuals without a strong credit score need co-signers when applying for loans. A co-signer is a person who is contractually responsible for paying off a loan when a primary borrower fails to pay back the particular loan. If you had someone cosign a loan for you, you must understand how some things can… Read More »

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Here’s Why You Need To Be Honest With Your Iowa Bankruptcy Attorney

By Noyes Law Office, P.C. |

If you are in Iowa and are struggling with overwhelming debt, keep in mind that filing for bankruptcy can offer you financial relief. Chapter 7 bankruptcy can offer you the opportunity to eliminate qualifying debts, while Chapter 13 bankruptcy can offer you the chance to have qualifying debts re-arranged. Once you decide to file… Read More »

MedicalBills

Declaring Bankruptcy On Medical Bills: Is It Possible?

By Noyes Law Office, P.C. |

As soon as the COVID-19 pandemic hit America, many Americans lost their jobs, and, unfortunately, the loss of jobs came with the loss of health insurance coverage. Because of the loss of health insurance coverage, medical debt began piling up. According to a USA Today article, by September 2020, medical debt had risen slightly… Read More »

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$1

Million

Wrongful death. A 35 year old married mother of two killed.

$812

Thousand

Rear-End Motor Vehicle Accident.

$650

Thousand

Settlement for spouse of deceased worker.

$575

Thousand

Confidential Premises Liability Settlement.

$500

Thousand

Auto accident with resulting post-concussive head complications.


$350

Thousand

Injury from work with complications after surgery.

$300

Thousand

88 year old man rear ended.


$190

Thousand

Workers Compensation Settlememt. Bilateral carpal tunnel injury.

$190

Thousand

Read-End Accident with Tinitus Diagnosis.

$185

Thousand

Injured back.


$180

Thousand

Workers Compensation and PI Settlement. Slip and Fall with a broken arm and torn rotator cuff

$175

Thousand

Slip and Fall. Broken leg of a 67 year old.

$160

Thousand

Slip and Fall. Broken hip of 83 year old woman.

$155

Thousand

Non-displaced fractured hip.

$100

Thousand

Aggravation of degeneration disk disease.

$97

Thousand

Bilateral carpal tunnel.


$85

Thousand

32 year old man hit while on moped. Contusion resulting in chronic regional pain syndrome.

$80

Thousand

Fractured wrist and sprained back.

$75

Thousand

Car vs. Pedestrian. Policy limits for sprained knee.

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