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Category Archives: Bankruptcy

BankAtty

“Best Effort” Requirement In Chapter 13 Bankruptcy

By Noyes Law Office, P.C. |

When debts become overwhelming, individuals have the option of filing for bankruptcy. Two of the commonly filed bankruptcies in Iowa and the U.S., in general, are Chapter 7 and Chapter 13 bankruptcies. Generally, every debtor seeking financial relief would want to file for Chapter 7 bankruptcy. However, not everyone can qualify for Chapter 7… Read More »

Bank10

How Does Bankruptcy Affect Co-Signers?

By Noyes Law Office, P.C. |

Usually, individuals without a strong credit score need co-signers when applying for loans. A co-signer is a person who is contractually responsible for paying off a loan when a primary borrower fails to pay back the particular loan. If you had someone cosign a loan for you, you must understand how some things can… Read More »

Bank16

Here’s Why You Need To Be Honest With Your Iowa Bankruptcy Attorney

By Noyes Law Office, P.C. |

If you are in Iowa and are struggling with overwhelming debt, keep in mind that filing for bankruptcy can offer you financial relief. Chapter 7 bankruptcy can offer you the opportunity to eliminate qualifying debts, while Chapter 13 bankruptcy can offer you the chance to have qualifying debts re-arranged. Once you decide to file… Read More »

MedicalBills

Declaring Bankruptcy On Medical Bills: Is It Possible?

By Noyes Law Office, P.C. |

As soon as the COVID-19 pandemic hit America, many Americans lost their jobs, and, unfortunately, the loss of jobs came with the loss of health insurance coverage. Because of the loss of health insurance coverage, medical debt began piling up. According to a USA Today article, by September 2020, medical debt had risen slightly… Read More »

Bank15

Chapter 13 Bankruptcy: Some Crucial Information About The Confirmation Hearing

By Noyes Law Office, P.C. |

An Iowa Chapter 13 bankruptcy can help a debtor by allowing them to repay some or all their debts through a repayment plan. Usually, a Chapter 13 repayment plan lasts for approximately three to five years. However, before a debtor can start making repayments based on their Chapter 13 repayment plan, a judge must… Read More »

Bank13

Can Bankruptcy Affect My Children?

By Noyes Law Office, P.C. |

If you are currently struggling financially, filing for bankruptcy can grant you the opportunity to reorganize your debts or have your debts forgiven. However, as much as bankruptcy can highly benefit you, you need to be aware of some of the repercussions of bankruptcy. You must consider these repercussions before you set out to… Read More »

Calculating

Can I File for Bankruptcy Without My Spouse?

By Noyes Law Office, P.C. |

Because Iowa is not a community property state, spouses are only responsible for each other’s debts if they assume those debts; for instance, by co-signing on a loan. Therefore, married couples do not have to file for bankruptcy together in Iowa. Generally, it makes the most sense to file for bankruptcy with your spouse… Read More »

Bankr29

Exposing Common Bankruptcy Myths

By Noyes Law Office, P.C. |

When contemplating whether to file for bankruptcy, many people feel worried or scared because of what they read or heard about bankruptcy. For example, you might have heard or read that you will never obtain credit again if you file for bankruptcy. Such information can scare you and make you forgo this debt relief… Read More »

Bank8

Inheritance and Bankruptcy: What Happens When You Receive an Inheritance During Your Bankruptcy Case?

By Noyes Law Office, P.C. |

Bankruptcy is meant to help you to discharge or re-arrange overwhelming debts fairly. To ensure fairness, Iowa courts balance helping debtors eliminate or re-arrange debts and gathering some money for creditors to share. For this reason, when you file for bankruptcy, all your non-exempt assets or property become part of the bankruptcy estate. Since… Read More »

BankFile2

Can I File for Bankruptcy in Iowa Without an Attorney?

By Noyes Law Office, P.C. |

Since people consider filing for bankruptcy because of financial hardship, it is only natural that you wonder whether you must hire a bankruptcy attorney. You have the right to file for bankruptcy without an attorney because, in the United States of America, bankruptcy filers are allowed to do so “pro se.” The phrase “pro… Read More »

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$1

Million

Wrongful death. A 35 year old married mother of two killed.

$812

Thousand

Rear-End Motor Vehicle Accident.

$650

Thousand

Settlement for spouse of deceased worker.

$575

Thousand

Confidential Premises Liability Settlement.

$500

Thousand

Auto accident with resulting post-concussive head complications.


$350

Thousand

Injury from work with complications after surgery.

$300

Thousand

88 year old man rear ended.


$190

Thousand

Workers Compensation Settlememt. Bilateral carpal tunnel injury.

$190

Thousand

Read-End Accident with Tinitus Diagnosis.

$185

Thousand

Injured back.


$180

Thousand

Workers Compensation and PI Settlement. Slip and Fall with a broken arm and torn rotator cuff

$175

Thousand

Slip and Fall. Broken leg of a 67 year old.

$160

Thousand

Slip and Fall. Broken hip of 83 year old woman.

$155

Thousand

Non-displaced fractured hip.

$100

Thousand

Aggravation of degeneration disk disease.

$97

Thousand

Bilateral carpal tunnel.


$85

Thousand

32 year old man hit while on moped. Contusion resulting in chronic regional pain syndrome.

$80

Thousand

Fractured wrist and sprained back.

$75

Thousand

Car vs. Pedestrian. Policy limits for sprained knee.

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