Category Archives: debt relief
The Fair Debt Collection Practices Act (FDCPA): An Overview
In order to deter collection agencies from engaging in abusive collection practices in the United States the Federal Government has instituted several laws. Arguably the most notable of these laws is The Fair Debt Collection Practices Act (FDCPA) of 1978 which was established in order to help protect those who are delinquent on their… Read More »
Watch Out for Debt Relief Scams!
In the United States there are a variety of debt relief options available for individuals who find themselves with unmanageable debt. Some organizations offer debt relief solutions that are completely legitimate, however, it is important to be aware that there are also tons of unscrupulous people out there who peddle debt relief scams! In… Read More »
New Debt Relief Legislation Passed In Iowa To Help Drivers Keep Their Licenses
In Iowa, the Department of Transportation (DOT) has the power to suspend your driver’s license if you have overdue fines or have failed to pay outstanding court debts. According to the Des Moines Register, the Iowa DOT revokes or suspends somewhere between 140,000 and 160,000 driver’s licenses every year, and roughly half are suspensions… Read More »
Will Filing Bankruptcy Stop My Foreclosure?
Steady foreclosure rates and complicated bankruptcy laws in Iowa leave many struggling homeowners wondering if a filing bankruptcy claim will really save their homes from foreclosure. Under the right circumstances, an Iowa resident can apply for bankruptcy and become eligible for benefits that are more advantageous than not. For example, in cases where your… Read More »
